State Life Insurance Policy: Minimum Premium in 2025
Overview
If you’re living in Pakistan and thinking about securing your future with a State Life Insurance policy, understanding the minimum premium requirements is essential. As of May 2025, the policy has updated thresholds based on the payment mode you choose.
🔑 Minimum Annual Premium Requirement
To start a policy with State Life Insurance in 2025:
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Minimum annual premium: PKR 9,000
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Amounts like PKR 8,500 or PKR 7,000 are not acceptable.
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There is no upper limit – one can pay even up to PKR 10 crore annually if desired.
🔁 Payment Modes & Minimum Amounts
If you’re not comfortable with yearly payments, State Life offers flexible payment options:
1. Semi-Annual (Every 6 Months)
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Minimum: PKR 7,500
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Payment twice a year = PKR 15,000 annually
2. Quarterly / Monthly
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Same minimum: PKR 7,500
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The premium must not go below PKR 7,500 per payment period.
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Any amount like PKR 7,499 or less will result in policy rejection.
🤝 Why Choose State Life?
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Trusted since 2010
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Wide range of policy options
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Fully backed by the Government of Pakistan